Our Products

About

Partners

Business Guide

Apply Now

Get Started

LUMI PAYMENT PAUSE

Pause payments. Power progress.

Pause payments.
Power progress.

Pause payments. Power progress.

4 weeks. Zero interest. Maximum opportunity.

Conditions apply.

Apply Now

Same-day funding up to

$750,000

Unsecured options

Limits apply

Flexible terms up to

5 years

Pause payments interest-free for

Pause payments
interest-free for

Pause payments interest-free for

Pause payments
interest-free for

Up to 4 weeks

Funding in 24 hours
Up to $750,000
Pause repayments when your business needs it most
4-week interest-free payment pause
Focus on growth, not repayments
Fair rates from 15.5% APR

Funding in 24 hours
Up to $750,000
Pause repayments when your business needs it most
4-week interest-free payment pause
Focus on growth, not repayments
Fair rates from 15.5% APR

Funding in 24 hours
Up to $750,000
Pause repayments when your business needs it most
4-week interest-free payment pause
Focus on growth, not repayments
Fair rates from 15.5% APR

Funding in 24 hours
Up to $750,000
Pause repayments when your business needs it most
4-week interest-free payment pause
Focus on growth, not repayments
Fair rates from 15.5% APR

Funding in 24 hours
Up to $750,000
Pause repayments when your business needs it most
4-week interest-free payment pause
Focus on growth, not repayments
Fair rates from 15.5% APR

ACTIVE FEATURE

Payment Pause

Zero interest

ACTIVE FEATURE

Payment Pause

Zero interest

ACTIVE FEATURE

Payment Pause

Zero interest

ACTIVE FEATURE

Payment Pause

Zero interest

When loan payments pause, business potential soars

Get funded in 24h. Pause repayments when your business needs it the most. Maximise business opportunities when it matters.

The result? Space to grow your business with the funds you need. Zero interest accrues during the payment pause.

Why Lumi Business Loan
with Payment Pause

Why Lumi
Business Loan
with Payment Pause

Flexible funding
on your terms

Flexible funding on
your terms

Flexible funding on your terms

4-week interest-free payment pause when your business needs it most

Focus on growth,
not payments

Focus on growth, not payments

Get ahead by prioritising your business over repayments

Boost cash flow
to reinvest

Boost cash flow to reinvest

Free up money to put back into what matters

Get started in 3 steps

Get started
in 3 steps

1. Check your eligibility

See if you qualify for a Lumi Business Loan with Payment Pause in under 2 minutes.

2. Apply &
get funded

2. Apply & get funded

Complete application in minutes.
Get funded in 24 hours.

Complete application in minutes. Get funded in
24 hours.

3. Pause repayments when you need it most

For up to 4 weeks to boost cash flow and maximise business opportunities.

Frequently Asked Questions

What is Lumi Payment Pause?

Who qualifies for Lumi Payment Pause?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Pause work?

What other important information is there to know?

Example

What is Lumi Payment Pause?

Who qualifies for Lumi Payment Pause?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Pause work?

What other important information is there to know?

Example

What is Lumi Payment Pause?

Who qualifies for Lumi Payment Pause?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Pause work?

What other important information is there to know?

Example

What is Lumi Payment Pause?

Who qualifies for Lumi Payment Pause?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Pause work?

What other important information is there to know?

Example

What is Lumi Payment Pause?

Who qualifies for Lumi Payment Pause?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Pause work?

What other important information is there to know?

Example

Terms & Conditions

Lumi Payment Pause applies to new term loans only (not lines of credit). Approval of a Payment Pause is at Lumi's discretion and requires meeting all contractual obligations.

All loan products are subject to eligibility and approval.