LUMI PAYMENT HOLIDAY
LUMI PAYMENT HOLIDAY
LUMI PAYMENT HOLIDAY
Get funds now. Pay back later.
Get funds now.
Pay back later.
Get funds now.
Pay back later.
Get funds now.
Pay back later.
Up to $750,000 in 24h. Zero payments for 6 weeks.
Up to $750,000 in 24h. Zero payments for 6 weeks.
Up to $750,000 in 24h. Zero payments for 6 weeks.
Up to $750,000 in 24h.
Zero payments for 6 weeks.
Conditions apply.
Conditions apply.
Conditions apply.
Conditions apply.
Same-day funding up to
Same-day funding
up to
$750,000
$750,000
$750,000
$750,000
Unsecured options
Unsecured options
Unsecured options
Unsecured options
Limits apply
Flexible terms up to
5 years
5 years
5 years
5 years
Defer payments at loan start for
Up to 6 weeks
Up to 6 weeks
Up to 6 weeks
Up to 6 weeks
Funding in 24 hours
Up to $750,000
Zero payments for 6 weeks
Business funding on your terms
ACTIVE FEATURE
Payment Holiday
Loan repayments deferred for 6 weeks.
ACTIVE FEATURE
Payment Holiday
Loan repayments deferred for 6 weeks.
ACTIVE FEATURE
Payment Holiday
Loan repayments deferred for 6 weeks.
ACTIVE FEATURE
Payment Holiday
Loan repayments deferred for 6 weeks.
Fast funding, flexible repayments, zero stress
Fast funding, flexible repayments,
zero stress
Get funded in 24h. Start repayments only 6 weeks later. Seize opportunities with confidence from day one.
The result? Get the business funds you need without the added pressure of loan repayments. Interest continues to accrue during the payment holiday.
Why Lumi Business Loan
with Payment Holiday
Why Lumi Business Loan
with Payment Holiday
Flexible funding on your terms
Flexible funding on your terms
6-week Payment Holiday at the start of your loan
Focus on growth,
not payments
Focus on growth,
not payments
Get ahead before repayments begin
Boost cash flow
Boost cash flow
Reinvest money while taking pressure off ongoing costs
Get started in 3 steps
Get started
in 3 steps
1. Check
your eligibility
1. Check your eligibility
See if you qualify for a Lumi Business Loan with Payment Holiday in under 2 minutes.
2. Apply & get funded
2. Apply & get funded
Complete application in minutes.
Get funded in 24 hours.
Complete application in minutes. Get funded in 24 hours.
3. Pause repayments at loan start
3. Pause repayments at loan start
Defer repayments for up to 6 weeks to boost cash flow.
Get started in 3 steps
1. Check your eligibility
See if you qualify for a Lumi Business Loan with Payment Pause in under 2 minutes.
2. Apply &
get funded
Complete application in minutes. Get funded in
24 hours.
3. Pause repayments at loan start
Defer repayments for up to 6 weeks to boost cash flow.
Frequently Asked Questions
What is Lumi Payment Holiday?
Who qualifies for Lumi Payment Holiday?
What you need to apply for a Lumi Business Loan
How does Lumi Payment Holiday work?
What other important information is there to know?
Example
What is Lumi Payment Holiday?
Who qualifies for Lumi Payment Holiday?
What you need to apply for a Lumi Business Loan
How does Lumi Payment Holiday work?
What other important information is there to know?
Example
What is Lumi Payment Holiday?
Who qualifies for Lumi Payment Holiday?
What you need to apply for a Lumi Business Loan
How does Lumi Payment Holiday work?
What other important information is there to know?
Example
What is Lumi Payment Holiday?
Who qualifies for Lumi Payment Holiday?
What you need to apply for a Lumi Business Loan
How does Lumi Payment Holiday work?
What other important information is there to know?
Example
Terms & Conditions
Lumi Payment Holiday applies to new term loans only (not lines of credit). Approval of a Payment Holiday is at Lumi's discretion and requires meeting all contractual obligations.
All loan products are subject to eligibility and approval.
Ready to get started?
For Brokers
For Brokers
Partner with us for fast business funding solutions.
For Platforms
For Platforms
Seamlessly embed Lumi Business Loan into your platform.
Fast decisions. Fair rates. Flexible terms.
Funding growth where business happens
Fast decisions. Fair rates. Flexible terms.
Funding growth where business happens
Fast decisions. Fair rates. Flexible terms.
Funding growth where business happens
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50