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LUMI PAYMENT HOLIDAY

Get funds now. Pay back later.

Get funds now.
Pay back later.

Get funds now. Pay back later.

Get funds now.
Pay back later.

Up to $750,000 in 24h.
Zero payments for 6 weeks.

Up to $750,000 in 24h. Zero payments for 6 weeks.

Up to $750,000 in 24h.
Zero payments for 6 weeks.

Conditions apply.

Apply Now

Same-day funding up to

Same-day funding

up to

$750,000

Unsecured options

Limits apply

Flexible terms up to

5 years

Defer payments at loan start for

Defer payments at loan
start for

Up to 6 weeks

Funding in 24 hours
Up to $750,000
Zero payments for 6 weeks
Business funding on your terms

ACTIVE FEATURE

Payment Holiday

Loan repayments deferred for 6 weeks.

ACTIVE FEATURE

Payment Holiday

Loan repayments deferred for 6 weeks.

ACTIVE FEATURE

Payment Holiday

Loan repayments deferred for 6 weeks.

ACTIVE FEATURE

Payment Holiday

Loan repayments deferred for 6 weeks.

Fast funding, flexible repayments, zero stress

Fast funding, flexible repayments,
zero stress

Get funded in 24h. Start repayments only 6 weeks later. Seize opportunities with confidence from day one.

The result? Get the business funds you need without the added pressure of loan repayments. Interest continues to accrue during the payment holiday.

Why Lumi Business Loan
with Payment Holiday

Flexible funding on your terms

Flexible funding on
your terms

6-week Payment Holiday at the start of your loan

Focus on growth,
not payments

Get ahead before repayments begin

Boost cash flow

Reinvest money while taking pressure off ongoing costs

Get started in 3 steps

Get started
in 3 steps

1. Check
your eligibility

1. Check your eligibility

See if you qualify for a Lumi Business Loan with Payment Holiday in under 2 minutes.

2. Apply & get funded

Complete application in minutes.
Get funded in 24 hours.

Complete application in minutes. Get funded in 24 hours.

3. Pause repayments at loan start

Defer repayments for up to 6 weeks to boost cash flow.

Get started in 3 steps

1. Check your eligibility

See if you qualify for a Lumi Business Loan with Payment Pause in under 2 minutes.

2. Apply &
get funded

Complete application in minutes. Get funded in
24 hours.

3. Pause repayments at loan start

Defer repayments for up to 6 weeks to boost cash flow.

Frequently Asked Questions

What is Lumi Payment Holiday?

Who qualifies for Lumi Payment Holiday?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Holiday work?

What other important information is there to know?

Example

What is Lumi Payment Holiday?

Who qualifies for Lumi Payment Holiday?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Holiday work?

What other important information is there to know?

Example

What is Lumi Payment Holiday?

Who qualifies for Lumi Payment Holiday?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Holiday work?

What other important information is there to know?

Example

What is Lumi Payment Holiday?

Who qualifies for Lumi Payment Holiday?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Holiday work?

What other important information is there to know?

Example

What is Lumi Payment Holiday?

Who qualifies for Lumi Payment Holiday?

What you need to apply for a Lumi Business Loan

How does Lumi Payment Holiday work?

What other important information is there to know?

Example

Terms & Conditions

Lumi Payment Holiday applies to new term loans only (not lines of credit). Approval of a Payment Holiday is at Lumi's discretion and requires meeting all contractual obligations.

All loan products are subject to eligibility and approval.