Lumi is for

business owners
go-getters
innovators
financial brokers
ambitious doers
platform operators
forward-thinkers
business owners
go-getters
innovators
financial brokers
ambitious doers
platform operators
forward-thinkers
business owners
go-getters
innovators
financial brokers
ambitious doers
platform operators
forward-thinkers
business owners
go-getters
innovators
financial brokers
ambitious doers
platform operators
forward-thinkers

WEMONEY 2025
Small Business Lender
of the Year
WEMONEY 2025
Best for Value
â Business Loans
WEMONEY 2025
Best for Line of Credit
WEMONEY 2025
Best for Flexibility
â Line of Credit
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
FINNIES 2023
Best Workplace Diversity
AFR BOSS 2024
Best Places to Work

WEMONEY 2025
Small Business Lender
of the Year
WEMONEY 2025
Best for Value
â Business Loans
WEMONEY 2025
Best for Line of Credit
WEMONEY 2025
Best for Flexibility
â Line of Credit
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
FINNIES 2023
Best Workplace Diversity
AFR BOSS 2024
Best Places to Work

At Lumi, we believe business finance should be simple,
flexible, and built for todayâs pace.

Since 2018, weâve been on a mission to empower Australian
businesses to grow with finance that fits.

At Lumi, we believe business finance should be simple, flexible, and built for todayâs pace.

Since 2018, weâve been on a mission to empower Australian businesses to grow with finance
that fits.

At Lumi, we believe business finance should be simple, flexible, and built for todayâs pace.

Since 2018, weâve been on a mission to empower Australian businesses to grow with finance that fits.

Weâre not just lenders.
Weâre growth partners.

Weâre not just lenders.
Weâre growth partners and innovators.

From our customisable Business Loan to our market-leading Business Line Of Credit, everything we offer is designed to fit real business needs. And with Embedded Finance, weâre bringing funding into the platforms businesses already use â making access seamless and stress-free.â¨â¨â¨â¨

We saw how complex and slow traditional finance could be â so we created a smarter alternative. Powered by our own technology, Lumi delivers fast decisions, fair rates, and funding solutions that flex, scale and support businesses at every stage.

From our customisable Business Loan to our market-leading Business Line Of Credit, everything we offer is designed to fit real business needs. And with Embedded Finance, weâre bringing funding into the platforms businesses already use â making access seamless and stress-free.â¨â¨â¨â¨

We saw how complex and slow traditional finance could be â so we created a smarter alternative. Powered by our own technology, Lumi delivers fast decisions, fair rates, and funding solutions that flex, scale and support businesses at
every stage.

From our customisable Business Loan to our market-leading Business Line Of Credit, everything we offer is designed to fit real business needs. And with Embedded Finance, weâre bringing funding into the platforms businesses already use â making access seamless and stress-free.â¨â¨â¨â¨

Broker Partners

88

Net Promoter Score

Our Mission

To fuel business growth by making finance more accessible.

Our Vision & Purpose

Be the financial catalyst for Australian businesses to thrive, not just survive.

Careers at Lumi

We are building a culture where you can make a difference and grow. We are looking for passionate and curious problem-solvers to join us on this journey.

We're building a culture where you can make a difference and grow. We are looking for passionate and curious problem-solvers to join us on this journey.

We are building a culture where you can make a difference and grow. We are looking for passionate and curious problem-solvers to join us on this journey.

View Open Roles