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CUTTING-EDGE FUNDING SOLUTIONS
CUTTING-EDGE FUNDING SOLUTIONS
CUTTING-EDGE FUNDING SOLUTIONS

Built for brokers powering SME growth

Built for brokers
powering SME growth

Built for brokers
powering SME growth

Built for brokers
powering SME growth

Your clients. Our funding. Where growth happens.

Your clients. Our funding.
Where growth happens.

Your clients. Our funding. Where growth happens.

  • 7+ years of SME lending experience

  • 6,000+ trusted broker partners

  • Near-instant credit decisions

  • Same-day funding up to $750K

  • Unsecured options

  • Australia’s #1 Business Line Of Credit

  • Sharp rates from 15.5% APR

  • 7+ years of SME lending experience

  • 6,000+ trusted broker partners

  • Near-instant credit decisions

  • Same-day funding up to $750K

  • Unsecured options

  • Australia’s #1 Business Line Of Credit

  • Sharp rates from 15.5% APR

Why Lumi

Trusted by thousands
Trusted by thousands

6,000+ trusted broker partners 

Partner of leading Australian Aggregators 

$1.5B+ funded across 15,000+ businesses

Smart tech, quick results
Smart tech, quick results

AI-powered risk infrastructure

Near-instant credit decisions

Same-day funding up to $750K

Market-leading funding solutions
Market-leading funding solutions

7+ years of SME lending experience

All-time Net Promoter Score of 88

All-time Net Promoter Score
of 88

Unsecured options, rates from 15.5% APR

Trusted by thousands
Trusted by thousands

Competitive commission

Recurring revenue opportunities

Dedicated BDM support

Smarter funding. Bigger wins.

Smarter funding.
Bigger wins.

Smarter funding. Bigger wins.

Help your SME clients thrive with our market-leading funding solutions

Business Line Of Credit

Australia’s #1 Business Line Of Credit

Business Line Of Credit

Australia’s #1 Business Line Of Credit

Business Line Of Credit

Australia’s #1 Business Line Of Credit

Business Line Of Credit

Australia’s #1 Business Line Of Credit

Business Loan

Australia's 1st Rate-Reducing Business Loan

Business Loan

Australia's 1st Rate-Reducing Business Loan

Business Loan

Australia's 1st Rate-Reducing Business Loan

Business Loan

Australia's 1st Rate-Reducing Business Loan

Eligibility criteria

6 months+ in business

6 months+ in business

6 months+ in business

50K+ annual revenue

50K+ annual revenue

50K+ annual revenue

Valid ABN/ACN

Valid

ABN/ACN

Funding Australia’s leading industries

  • Manufacturing

  • Professional Services

  • Retail

  • Hospitality

  • Education

  • Wholesale

  • Construction

  • Healthcare

Working together for SME success

Your expertise + our platform 

You understand your clients' businesses. We provide finance solutions and technology. Together, we deliver funding that drives business growth.

Shared success model 

Get your clients the funding they need to thrive while earning repeat commission on loans and ongoing trail income on lines of credit. The more deals you close, the more you earn, with no limits.

Built with brokers

Every feature of our platform reflects real broker needs and feedback. From submission workflows to commission structures. Seamless. Transparent. Trusted by thousands of brokers powering SME growth.

Collaborative growth

Your insights shape our product development. Our expertise supports your client relationships. Dedicated support & fast solutions backed by valuable SME lending expertise.

Built with brokers

Every feature of our platform reflects real broker needs and feedback. From submission workflows to commission structures. Seamless. Transparent. Trusted by thousands of brokers powering SME growth.

Collaborative growth

Your insights shape our product development. Our expertise supports your client relationships. Dedicated support & fast solutions backed by valuable SME lending expertise.

A portal built for partnership 

Put client management on auto-pilot by letting our tech do the heavy lifting

A seamless application with near-instant credit decisions
A seamless application with
near-instant credit decisions
Step 1: Apply
Step 1: Apply

Easily submit documents for your clients via the partner portal.

Easily submit documents for your clients via the partner portal.

Step 2: Track
Step 2: Track

Get real-time updates and easily manage applications online from anywhere.

Get real-time updates and easily manage applications online from anywhere.

Step 3: Settle
Step 3: Settle

Once approved, track the progress of loan documents
all in one place.

Once approved, track the progress of loan documents all in one place.

Once approved, track the progress of loan documents
all in one place.

4 steps from submission
to commission

Submit lead

Seamlessly submit your client’s application, with fast eligibility checks and real-time tracking.

Get offer

If approved, we make a tailored offer based on
your client’s needs and affordability.

If approved, we make a tailored offer based on your client’s needs and affordability.

If approved, we make a tailored offer based on your client’s needs and affordability.

Settle loan

Once accepted, we can settle and make the funds available on the same day.

Earn rewards

Your commission gets
paid weekly. Simple,
clear and timely.

Your commission gets paid weekly. Simple, clear and timely.

Your commission gets paid weekly. Simple, clear and timely.

Meet your support team

Meet your support team

Great products backed by an even better team. Our Business Development Managers (BDMs) don't just support you, they’re your ally every step of the way.

Great products backed by an even better team. Our Business Development Managers (BDMs) don't just support you, they’re your ally every step of the way.

Our BDMs
Expert guidance 

Need help with a complex scenario? Your personal Lumi BDM is just one call or email away.

Ongoing partnership

Built on trust, measured by results. Your Lumi BDM’s got your back on every application. When you win, we win.

Pipeline growth

Co-branded marketing support and training opportunities to sharpen your commercial lending skills. 

Market intelligence

Exclusive insights and lending intelligence that gives you the competitive edge in every conversation. 

Fresh SME insights for smarter deals

Stay updated with our quarterly SME Market Pulse Report, showing the latest trends and opportunities in small business lending to help you support your clients and grow your business.

What our partners are saying 

Our Partners are at the heart of what we do. Here’s what they have to say about working with us. 

Brokers

Customers

“

Lumi makes closing deals easy.

John D., Broker

“

They’re fast, reliable, and easy to work with.

Sarah P., Mortgage Advisor

“

I can always count on Lumi for quick approvals.

Tom K., Commercial Finance Specialist

“

Lumi's commission structure is one of the best in the industry.

Emily W., SME Finance Broker

What our partners are saying 

Our Partners are at the heart of what we do. Here’s what they have to say about working with us. 

Brokers

Customers

“

Lumi makes closing deals easy.

John D., Broker

“

They’re fast, reliable, and easy to work with.

Sarah P., Mortgage Advisor

“

I can always count on Lumi for quick approvals.

Tom K., Commercial Finance Specialist

“

Lumi's commission structure is one of the best in the industry.

Emily W., SME Finance Broker

What our partners are saying 

Our Partners are at the heart of what we do. Here’s what they have to say about working with us. 

Brokers

Customers

“

Lumi makes closing deals easy.

John D., Broker

“

They’re fast, reliable, and easy to work with.

Sarah P., Mortgage Advisor

“

I can always count on Lumi for quick approvals.

Tom K., Commercial Finance Specialist

“

Lumi's commission structure is one of the best in the industry.

Emily W., SME Finance Broker

What our partners are saying 

Our Partners are at the heart of what we do. Here’s what they have to say about working with us. 

Brokers

Customers

“

Lumi makes closing deals easy.

John D., Broker

“

They’re fast, reliable, and easy to work with.

Sarah P., Mortgage Advisor

“

I can always count on Lumi for quick approvals.

Tom K., Commercial Finance Specialist

“

Lumi's commission structure is one of the best in the industry.

Emily W., SME Finance Broker

Trusted partner of Australia’s leading aggregators

Trusted partner of Australia’s leading aggregators

Trusted partner of Australia’s leading aggregators