CUTTING-EDGE
FUNDING SOLUTIONS
CUTTING-EDGE
FUNDING SOLUTIONS
CUTTING-EDGE
FUNDING SOLUTIONS
CUTTING-EDGE
FUNDING SOLUTIONS
CUTTING-EDGE
FUNDING SOLUTIONS
CUTTING-EDGE
FUNDING SOLUTIONS
Built for brokers powering SME growth
Built for brokers
powering SME growth
Built for brokers powering SME growth
Built for brokers
powering SME growth
Built for brokers
powering SME growth
Built for brokers
powering SME growth
Built for brokers
powering SME growth
Your clients. Our funding. Where growth happens.
Your clients. Our funding. Where growth happens.
Your clients. Our funding.
Where growth happens.
Your clients. Our funding.
Where growth happens.
Your clients. Our funding. Where growth happens.
Your clients. Our funding. Where growth happens.
7+ years of SME lending experience
6,000+ trusted broker partners
Near-instant credit decisions
Same-day funding up to $750K
Unsecured options
Australiaâs #1 Business Line Of Credit
Sharp rates from 15.5% APR
7+ years of SME lending experience
6,000+ trusted broker partners
Near-instant credit decisions
Same-day funding up to $750K
Unsecured options
Australiaâs #1 Business Line Of Credit
Sharp rates from 15.5% APR
Why Lumi
Trusted by thousands
Trusted by thousands
Trusted by thousands
Trusted by thousands
6,000+ trusted broker partners
Partner of leading Australian Aggregators
$1.5B+ funded across 15,000+ businesses
Smart tech, quick results
Smart tech, quick results
Smart tech, quick results
Smart tech, quick results
AI-powered risk infrastructure
Near-instant credit decisions
Same-day funding up to $750K
Market-leading funding solutions
Market-leading funding solutions
Market-leading funding solutions
Market-leading funding solutions
7+ years of SME lending experience
All-time Net Promoter Score of 88
All-time Net Promoter Score
of 88
Unsecured options, rates from 15.5% APR
We back our partners
We back our partners
We back our partners
We back our partners
Competitive commission
Recurring revenue opportunities
Dedicated BDM support
Smarter funding. Bigger wins.
Smarter funding.
Bigger wins.
Smarter funding. Bigger wins.
Help your SME clients thrive with our market-leading funding solutions
Business Line Of Credit
Australiaâs #1 Business Line Of Credit
Business Line Of Credit
Australiaâs #1 Business Line Of Credit
Business Line Of Credit
Australiaâs #1 Business Line Of Credit
Business Line Of Credit
Australiaâs #1 Business Line Of Credit
Business Line Of Credit
Australiaâs #1 Business Line Of Credit
Business Line Of Credit
Australiaâs #1 Business Line Of Credit
Business Line Of Credit
Australiaâs #1 Business Line Of Credit
Business Loan
Australia's 1st Rate-Reducing Business Loan
Business Loan
Australia's 1st Rate-Reducing Business Loan
Business Loan
Australia's 1st Rate-Reducing Business Loan
Business Loan
Australia's 1st Rate-Reducing Business Loan
Business Loan
Australia's 1st Rate-Reducing Business Loan
Business Loan
Australia's 1st Rate-Reducing Business Loan
Business Loan
Australia's 1st Rate-Reducing Business Loan
Eligibility criteria
6 months+ in business
6 months+ in business
6 months+ in business
50K+ annual revenue
50K+ annual revenue
50K+ annual revenue
Valid ABN/ACN
Valid
ABN/ACN
Funding Australiaâs leading industries
Manufacturing
Professional Services
Retail
Hospitality
Education
Wholesale
Construction
Healthcare
Working together for SME success
Your expertise + our platform
You understand your clients' businesses. We provide finance solutions and technology. Together, we deliver funding that drives business growth.
Shared success model
Get your clients the funding they need to thrive while earning repeat commission on loans and ongoing trail income on lines of credit. The more deals you close, the more you earn, with no limits.
Built with brokers
Every feature of our platform reflects real broker needs and feedback. From submission workflows to commission structures. Seamless. Transparent. Trusted by thousands of brokers powering SME growth.
Collaborative growth
Your insights shape our product development. Our expertise supports your client relationships. Dedicated support & fast solutions backed by valuable SME lending expertise.
Built with brokers
Every feature of our platform reflects real broker needs and feedback. From submission workflows to commission structures. Seamless. Transparent. Trusted by thousands of brokers powering SME growth.
Collaborative growth
Your insights shape our product development. Our expertise supports your client relationships. Dedicated support & fast solutions backed by valuable SME lending expertise.
A portal built for partnership
Put client management on auto-pilot by letting our tech do the heavy lifting
A seamless application with near-instant credit decisions
A seamless application with
near-instant credit decisions
Step 1: Apply
Step 1: Apply
Easily submit documents for your clients via the partner portal.
Easily submit documents for your clients via the partner portal.
Step 2: Track
Step 2: Track
Get real-time updates and easily manage applications online from anywhere.
Get real-time updates and easily manage applications online from anywhere.
Step 3: Settle
Step 3: Settle
Once approved, track the progress of loan documents
all in one place.
Once approved, track the progress of loan documents all in one place.
Once approved, track the progress of loan documents
all in one place.
4 steps from submission
to commission
Submit lead
Seamlessly submit your clientâs application, with fast eligibility checks and real-time tracking.
Get offer
If approved, we make a tailored offer based on
your clientâs needs and affordability.
If approved, we make a tailored offer based on your clientâs needs and affordability.
If approved, we make a tailored offer based on your clientâs needs and affordability.
If approved, we make a tailored offer based on your clientâs needs and affordability.
If approved, we make a tailored offer based on your clientâs needs and affordability.
Settle loan
Once accepted, we can settle and make the funds available on the same day.
Earn rewards
Your commission gets
paid weekly. Simple,
clear and timely.
Your commission gets paid weekly. Simple, clear and timely.
Your commission gets paid weekly. Simple, clear and timely.
Meet your support team
Meet your support team
Meet your support team
Meet your support team
Great products backed by an even better team. Our Business Development Managers (BDMs) don't just support you, theyâre your ally every step of the way.
Great products backed by an even better team. Our Business Development Managers (BDMs) don't just support you, theyâre your ally every step of the way.
Great products backed by an even better team. Our Business Development Managers (BDMs) don't just support you, theyâre your ally every step of the way.
Great products backed by an even better team. Our Business Development Managers (BDMs) don't just support you, theyâre your ally every step of the way.
Our BDMs
John Clifford
Head Of Broker
Moneer Husari
NSW BDM
Stephen Lew
NSW BDM
Reid Davidson
VIC, SA & TAS BDM
John Clifford
Head Of Broker
Moneer Husari
NSW BDM
Stephen Lew
NSW BDM
Reid Davidson
VIC, SA & TAS BDM
John Clifford
Head Of Broker
Moneer Husari
NSW BDM
Stephen Lew
NSW BDM
Reid Davidson
VIC, SA & TAS BDM
John Clifford
Head Of Broker
Moneer Husari
NSW BDM
Stephen Lew
NSW BDM
Reid Davidson
VIC, SA & TAS BDM
Expert guidance
Need help with a complex scenario? Your personal Lumi BDM is just one call or email away.
Ongoing partnership
Built on trust, measured by results. Your Lumi BDMâs got your back on every application. When you win, we win.
Pipeline growth
Co-branded marketing support and training opportunities to sharpen your commercial lending skills.
Market intelligence
Exclusive insights and lending intelligence that gives you the competitive edge in every conversation.
Fresh SME insights for smarter deals
Stay updated with our quarterly SME Market Pulse Report, showing the latest trends and opportunities in small business lending to help you support your clients and grow your business.
What our partners are saying
Our Partners are at the heart of what we do. Hereâs what they have to say about working with us.
Brokers
Customers
â
Lumi makes closing deals easy.
John D., Broker
â
Theyâre fast, reliable, and easy to work with.
Sarah P., Mortgage Advisor
â
I can always count on Lumi for quick approvals.
Tom K., Commercial Finance Specialist
â
Lumi's commission structure is one of the best in the industry.
Emily W., SME Finance Broker
What our partners are saying
Our Partners are at the heart of what we do. Hereâs what they have to say about working with us.
Brokers
Customers
â
Lumi makes closing deals easy.
John D., Broker
â
Theyâre fast, reliable, and easy to work with.
Sarah P., Mortgage Advisor
â
I can always count on Lumi for quick approvals.
Tom K., Commercial Finance Specialist
â
Lumi's commission structure is one of the best in the industry.
Emily W., SME Finance Broker
What our partners are saying
Our Partners are at the heart of what we do. Hereâs what they have to say about working with us.
Brokers
Customers
â
Lumi makes closing deals easy.
John D., Broker
â
Theyâre fast, reliable, and easy to work with.
Sarah P., Mortgage Advisor
â
I can always count on Lumi for quick approvals.
Tom K., Commercial Finance Specialist
â
Lumi's commission structure is one of the best in the industry.
Emily W., SME Finance Broker
What our partners are saying
Our Partners are at the heart of what we do. Hereâs what they have to say about working with us.
Brokers
Customers
â
Lumi makes closing deals easy.
John D., Broker
â
Theyâre fast, reliable, and easy to work with.
Sarah P., Mortgage Advisor
â
I can always count on Lumi for quick approvals.
Tom K., Commercial Finance Specialist
â
Lumi's commission structure is one of the best in the industry.
Emily W., SME Finance Broker
What our partners are saying
Our Partners are at the heart of what we do. Hereâs what they have to say about working with us.
Brokers
Customers
â
Lumi makes closing deals easy.
John D., Broker
â
Theyâre fast, reliable, and easy to work with.
Sarah P., Mortgage Advisor
â
I can always count on Lumi for quick approvals.
Tom K., Commercial Finance Specialist
â
Lumi's commission structure is one of the best in the industry.
Emily W., SME Finance Broker
What our partners are saying
Our Partners are at the heart of what we do. Hereâs what they have to say about working with us.
Brokers
Customers
â
Lumi makes closing deals easy.
John D., Broker
â
Theyâre fast, reliable, and easy to work with.
Sarah P., Mortgage Advisor
â
I can always count on Lumi for quick approvals.
Tom K., Commercial Finance Specialist
â
Lumi's commission structure is one of the best in the industry.
Emily W., SME Finance Broker
What our partners are saying
Our Partners are at the heart of what we do. Hereâs what they have to say about working with us.
Brokers
Customers
â
Lumi makes closing deals easy.
John D., Broker
â
Theyâre fast, reliable, and easy to work with.
Sarah P., Mortgage Advisor
â
I can always count on Lumi for quick approvals.
Tom K., Commercial Finance Specialist
â
Lumi's commission structure is one of the best in the industry.
Emily W., SME Finance Broker
Trusted partner of Australiaâs leading aggregators
Trusted partner of Australiaâs leading aggregators
Trusted partner of Australiaâs leading aggregators
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50